Pat Dalton

Advisory Board

Pat Dalton joined BHS Insurance in July 2002 as a group benefits and 401(k) specialist. In addition to having a Life and Health Insurance license, he holds a Health Insurance Associate (HIA) and Registered Health Underwriter (RHU) designation and is NASD Series 6, 63 licensed. He also is a Chartered Benefit Consultant (CBC) with The National Association of Alternative Benefit Consultants. After graduating from Hope College with a B.A. in Business Administration in 1991, Pat started in the insurance business working with self-funded health plans and stop-loss reinsurance. He has also worked for two large carriers selling life, disability and dental insurance.

Responsibilities include:

• Analysis of Benefit Plans & Costs
• Coordination of Benefit Program Design and Insurance Carrier Analysis
• Review of Contracts for Accuracy
• Develops Innovative Benefit Programs for Employees
• Educates Benefits Personnel on Compliance, Market Trends, Claims Experience,
  Administration Procedure, Open Enrollment, and more
• Helps Analyze Alternative Funding Arrangements
• Payroll/HRIS/Enrollment/Benefit Administration System Analysis